Field Definitions for TransUnion Credit Requests and Reports

TransUnion Credit Report Request Fields

The TransUnion Credit Report Request form provides the following input fields:

PersonalInformation
First Name Last Name Middle Name	First and last name are required. Middle name is optional. These fields are automatically populated when initiating the request from the customer account.
Prefix	Prefix if applicable (e.g., Dr., Sir, General, etc.).
Suffix	Suffix if applicable (e.g., Jr., Sr., II, III, etc.)
SSN	This field is automatically populated when initiating the request from the customer account.
Date of Birth	Use date picker to select (optional)
Gender	Select from the drop-down list.
Telephone #	Telephone number is automatically populated when initiating the request from the customer account.
Access PIN	Enter the PIN provided by the person for whom you are requesting a credit report. Note: If a person blocks on-line access to his/her credit information, they must provide you with their PIN in order for you to obtain their credit report.
Address Information Note: If you use the Customer window to request a TransUnion Credit Report AND a parsed address was entered for the customer’s Primary Contact, these fields are automatically populated with the information provided in the parsed address; otherwise, these fields are blank.
House Number	House/street number is required.
Directional Prefix	Select the street prefix (e.g., North, South, East, West, etc.) from the drop-down list.
Street Name	Street name is required.
Directional Suffix	Select street suffix (e.g., North, South, East, West, etc.) from the drop-down list.
Street Type	Select street type (e.g., Street, Road, Lane, Parkway, etc.) from the drop-down list.
Apartment #	Apartment number, if applicable.
City / State / Zip	City, state, and zip code are required.
Months in Residence	Number of months the person has lived at the current address.
Residential Status	Select residential status (Unknown, Own, Rent, or Other) from the drop-down list.

TransUnion Credit Report Fields

ReportInformation
Credit Report ID	Unique ID assigned to this credit report by the CostGuard system.
Report Status	Status of the credit report: No Response Received Response Received Request Rejected No Match Found
Request Date	Date the credit report was requested.
User Name	User name of the person that requested the credit report.
Credit Result	User-defined status.
Credit Class	Credit Class assigned to this customer, based upon the Score returned in this credit report.
Status Message	User-defined status.
RequestInformation
First Name	First Name specified in credit report request.
Last Name	Last Name specified in credit report request.
Middle Name	Middle Name specified in credit report request.
SSN	SSN specified in credit report request.
Date of Birth	Date of Birth specified in credit report request.
Gender	Gender specified in credit report request.
House Number	House Number specified in credit report request.
Direction	Directional Prefix specified in credit report request.
Street Name	Street Name specified in credit report request.
Street Type	Street Type specified in credit report request.
City	City specified in credit report request.
State	State specified in credit report request.
Zip	Zip specified in credit report request.
Apartment Num.	Apartment # specified in credit report request.
Telephone Num.	Telephone # specified in credit report request.
ScoreDetails
Score	Credit score returned by TransUnion.
Score Range	Score range associated with the model (Service Code): FICO Classic ’98 model range: 336-843 FICO Classic ’04 model range: 309-839 TransUnion Wireless 1.0 model range: 037-823 TransUnion Telecom model range: 039-726
Consumer Statements	Information/comments a person adds to his/her credit information in the TransUnion system. If a consumer statement is returned in the credit report, a See Details link is displayed in this field. Click See Details to view the comments/statements in scrollable text box. Click to close the text box.
HAWK Messages	HAWK messages returned by TransUnion. Indicates the likelihood of fraudulent data in the credit report. If a HAWK message is returned in the credit report, a See Details link is displayed in this field. Click See Details to view the HAWK message(s) in a scrollable text box. Click to close the text box. Refer to your TransUnion documentation for the specific HAWK messages that can be returned.
Error Messages	Messages returned by TransUnion regarding any processing errors that occurred with the request. If an error message is returned in the credit report, a See Details link is displayed in this field. Click See Details to view the error message(s) in a scrollable text box. Click to close the text box. Refer to your TransUnion documentation for the specific error messages that can be returned.
File Hit Message	TransUnion’s comments regarding how well the credit report response matches the credit report request. Refer to your TransUnion documentation for the specific File Hit messages that can be returned.
OFAC Status OFAC Message	These fields are applicable if you use Transunion’s OFAC Name Screen optional add-on report (6800). OFAC is an office in the US Department of the Treasury that administers and enforces economic and trade sanctions against offending entities. The OFAC screen name alert returns an OFAC notification on a subscriber’s credit report when their name matches a name on the U.S Department of Treasury’s Specially Designated Nationals (SDN) list. Note: The OFAC Status field shows the OFAC Code. You can display the full response by clicking OFAC Message See Details link.
ResponseInformation
First Name	First Name on file in TransUnion system.
Last Name	Last Name on file in TransUnion system.
Middle Name	Middle Name on file in TransUnion system.
SSN	Social security number on file in TransUnion system. Note: Whether you can see the full SSN or just the last four digits depends on Credit Scoring > View Sensitive Credit Information in your permission profile.
Date of Birth	Date of Birth on file in TransUnion system.
Gender	Gender on file in TransUnion system.
House Number	House Number on file in TransUnion system.
Direction	Directional Prefix on file in TransUnion system.
Street Name	Street Name on file in TransUnion system.
Street Type	Street Type on file in TransUnion system.
City	City on file in TransUnion system.
State	State on file in TransUnion system.
Zip	Zip on file in TransUnion system.
Apartment Num.	Apartment number on file in TransUnion system.
Telephone Num.	Telephone number on file in TransUnion system.
Score Factor 1 Score Factor 2 Score Factor 3 Score Factor 4	Code indicating how the credit score was determined.
Score Derog. & Inquiry Alert	Code indicating either or both: Derogatory information found in the consumer file. Number of inquiries impacted the credit score.

Documentation Index

Field Definitions for TransUnion Credit Requests and Reports

TransUnion Credit Report Request Fields

TransUnion Credit Report Fields