After a request has been submitted and the credit check is completed the Credit Response button is activated.
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You can use this button to:
View the Credit Report Summary (More)
Credit Report Summary
View the Full Credit Report Details
Full Credit Report Details
For help on interpreting certain codes in the credit report, see:
fraud check codes
Any of the Fraud statuses below will result in the order being set to Referred.
Code Description
N Active Duty Alert
Q Active Duty Alert with Fraud Victim "Initial Alert"
R Active Duty Alert with Fraud Victim T
T California Resident Fraud Victim
V Fraud Victim "Initial Alert"
W Active Duty Alert with Fraud Victim "Extended Alert"
X Fraud Victim "Extended Alert"
SafeScan codes
Any code other than the codes listed below will result in the order being set to Referred.
Code Description
M Social security number issued by the Social Security Administration within the last five years.
S SafeScan passed.
D Inquiry address unverifiable
L Fraud victim alert present in database
N Active duty alert present in database
Q Inquiry SSN reported as deceased and last name does not match
R Inquiry address is not associated with this consumer name
W Inquiry address is listed as a non-residential address
X Inquiry address associated with reported fraud
1 Inquiry address is listed as a multi-dwelling unit
5 Inquiry telephone number may belong to a mobile phone
7 Unable to perform SSN validation due to insufficient SSN input
8 Unable to perform telephone validation due to i1,nsufficient telephone input
9 Inquiry SSN is invalid
address discrepancy check
Code Description
Y A substantial discrepancy exists between the address entered in the request for credit check and any of the addresses on record for the customer (current and previous addresses on record at the credit bureau, or addresses recorded in CostGuard).
N No substantial discrepancy exists.
Blank Address elements were unavailable or not used.