---
title: "Field Definitions for TransUnion Credit Requests and Reports"
slug: "field-definitions-for-transunion-credit-requests-and-reports"
updated: 2026-05-04T13:32:58Z
published: 2026-05-19T12:09:19Z
canonical: "help.idibilling.com/field-definitions-for-transunion-credit-requests-and-reports"
---

> ## Documentation Index
> Fetch the complete documentation index at: https://help.idibilling.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Field Definitions for TransUnion Credit Requests and Reports

### TransUnion Credit Report Request Fields

The TransUnion Credit Report Request form provides the following input fields:

| **PersonalInformation** |
| --- |
| First Name Last Name Middle Name | First and last name are required. Middle name is optional. These fields are automatically populated when initiating the request from the customer account. |
| Prefix | Prefix if applicable (e.g., Dr., Sir, General, etc.). |
| Suffix | Suffix if applicable (e.g., Jr., Sr., II, III, etc.) |
| SSN | This field is automatically populated when initiating the request from the customer account. |
| Date of Birth | Use date picker to select (optional) |
| Gender | Select from the drop-down list. |
| Telephone # | Telephone number is automatically populated when initiating the request from the customer account. |
| Access PIN | Enter the PIN provided by the person for whom you are requesting a credit report. > [!NOTE] > **Note**: > > If a person blocks on-line access to his/her credit information, they must provide you with their PIN in order for you to obtain their credit report. |
| **Address Information** > [!NOTE] > **Note:** > > If you use the Customer window to request a TransUnion Credit Report *AND* a parsed address was entered for the customer’s Primary Contact, these fields are automatically populated with the information provided in the parsed address; otherwise, these fields are blank. |
| House Number | House/street number is required. |
| Directional Prefix | Select the street prefix (e.g., North, South, East, West, etc.) from the drop-down list. |
| Street Name | Street name is required. |
| Directional Suffix | Select street suffix (e.g., North, South, East, West, etc.) from the drop-down list. |
| Street Type | Select street type (e.g., Street, Road, Lane, Parkway, etc.) from the drop-down list. |
| Apartment # | Apartment number, if applicable. |
| City / State / Zip | City, state, and zip code are required. |
| Months in Residence | Number of months the person has lived at the current address. |
| Residential Status | Select residential status (Unknown, Own, Rent, or Other) from the drop-down list. |

### TransUnion Credit Report Fields

| **ReportInformation** |
| --- |
| Credit Report ID | Unique ID assigned to this credit report by the CostGuard system. |
| Report Status | Status of the credit report: - No Response Received - Response Received - Request Rejected - No Match Found |
| Request Date | Date the credit report was requested. |
| User Name | User name of the person that requested the credit report. |
| Credit Result | User-defined status. |
| Credit Class | Credit Class assigned to this customer, based upon the Score returned in this credit report. |
| Status Message | User-defined status. |
| **RequestInformation** |
| First Name | First Name specified in credit report request. |
| Last Name | Last Name specified in credit report request. |
| Middle Name | Middle Name specified in credit report request. |
| SSN | SSN specified in credit report request. |
| Date of Birth | Date of Birth specified in credit report request. |
| Gender | Gender specified in credit report request. |
| House Number | House Number specified in credit report request. |
| Direction | Directional Prefix specified in credit report request. |
| Street Name | Street Name specified in credit report request. |
| Street Type | Street Type specified in credit report request. |
| City | City specified in credit report request. |
| State | State specified in credit report request. |
| Zip | Zip specified in credit report request. |
| Apartment Num. | Apartment # specified in credit report request. |
| Telephone Num. | Telephone # specified in credit report request. |
| **ScoreDetails** |
| Score | Credit score returned by TransUnion. |
| Score Range | Score range associated with the model (Service Code): - FICO Classic ’98 model range: 336-843 - FICO Classic ’04 model range: 309-839 - TransUnion Wireless 1.0 model range: 037-823 - TransUnion Telecom model range: 039-726 |
| Consumer Statements | Information/comments a person adds to his/her credit information in the TransUnion system. If a consumer statement is returned in the credit report, a *See Details* link is displayed in this field. - Click *See Details* to view the comments/statements in scrollable text box. ![A picture containing text, screenshot, font, software Description automatically generated](https://cdn.us.document360.io/3f7f8ade-bcb1-4ec8-af25-0c0ad8601afb/Images/Documentation/a-picture-containing-text-screenshot-font-softw.png?sv=2026-02-06&spr=https&st=2026-11-14T10%3A52%3A00Z&se=2026-11-14T11%3A52%3A00Z&sr=c&sp=r&sig=fZ21TkKU3e82JggPB40NXb0yDHAaXGlPUSpiJLgU3eI%3D) - Click ![](https://cdn.us.document360.io/3f7f8ade-bcb1-4ec8-af25-0c0ad8601afb/Images/Documentation/word-image-9736-2.png?sv=2026-02-06&spr=https&st=2026-11-14T10%3A52%3A00Z&se=2026-11-14T11%3A52%3A00Z&sr=c&sp=r&sig=fZ21TkKU3e82JggPB40NXb0yDHAaXGlPUSpiJLgU3eI%3D) to close the text box. |
| HAWK Messages | HAWK messages returned by TransUnion. Indicates the likelihood of fraudulent data in the credit report. If a HAWK message is returned in the credit report, a *See Details* link is displayed in this field. - Click *See Details* to view the HAWK message(s) in a scrollable text box. - Click ![](https://cdn.us.document360.io/3f7f8ade-bcb1-4ec8-af25-0c0ad8601afb/Images/Documentation/word-image-9736-3.png?sv=2026-02-06&spr=https&st=2026-11-14T10%3A52%3A00Z&se=2026-11-14T11%3A52%3A00Z&sr=c&sp=r&sig=fZ21TkKU3e82JggPB40NXb0yDHAaXGlPUSpiJLgU3eI%3D) to close the text box. Refer to your TransUnion documentation for the specific HAWK messages that can be returned. |
| Error Messages | Messages returned by TransUnion regarding any processing errors that occurred with the request. If an error message is returned in the credit report, a *See Details* link is displayed in this field. Click *See Details* to view the error message(s) in a scrollable text box. ![A screenshot of a computer Description automatically generated with medium confidence](https://cdn.us.document360.io/3f7f8ade-bcb1-4ec8-af25-0c0ad8601afb/Images/Documentation/a-screenshot-of-a-computer-description-automatica-31(1).png?sv=2026-02-06&spr=https&st=2026-11-14T10%3A52%3A00Z&se=2026-11-14T11%3A52%3A00Z&sr=c&sp=r&sig=fZ21TkKU3e82JggPB40NXb0yDHAaXGlPUSpiJLgU3eI%3D) Click ![](https://cdn.us.document360.io/3f7f8ade-bcb1-4ec8-af25-0c0ad8601afb/Images/Documentation/word-image-9736-5.png?sv=2026-02-06&spr=https&st=2026-11-14T10%3A52%3A00Z&se=2026-11-14T11%3A52%3A00Z&sr=c&sp=r&sig=fZ21TkKU3e82JggPB40NXb0yDHAaXGlPUSpiJLgU3eI%3D) to close the text box. Refer to your TransUnion documentation for the specific error messages that can be returned. |
| File Hit Message | TransUnion’s comments regarding how well the credit report response matches the credit report request. Refer to your TransUnion documentation for the specific File Hit messages that can be returned. |
| OFAC Status OFAC Message | These fields are applicable if you use Transunion’s OFAC Name Screen optional add-on report (6800). OFAC is an office in the US Department of the Treasury that administers and enforces economic and trade sanctions against offending entities. The OFAC screen name alert returns an OFAC notification on a subscriber’s credit report when their name matches a name on the U.S Department of Treasury’s Specially Designated Nationals (SDN) list. > [!NOTE] > **Note:** > > The OFAC Status field shows the OFAC Code. You can display the full response by clicking OFAC Message *See Details* link. |
| **ResponseInformation** |
| First Name | First Name on file in TransUnion system. |
| Last Name | Last Name on file in TransUnion system. |
| Middle Name | Middle Name on file in TransUnion system. |
| SSN | Social security number on file in TransUnion system. > [!NOTE] > **Note:** > > Whether you can see the full SSN or just the last four digits depends on **Credit Scoring** > **View Sensitive Credit Information** in your permission profile*.* |
| Date of Birth | Date of Birth on file in TransUnion system. |
| Gender | Gender on file in TransUnion system. |
| House Number | House Number on file in TransUnion system. |
| Direction | Directional Prefix on file in TransUnion system. |
| Street Name | Street Name on file in TransUnion system. |
| Street Type | Street Type on file in TransUnion system. |
| City | City on file in TransUnion system. |
| State | State on file in TransUnion system. |
| Zip | Zip on file in TransUnion system. |
| Apartment Num. | Apartment number on file in TransUnion system. |
| Telephone Num. | Telephone number on file in TransUnion system. |
| Score Factor 1 Score Factor 2 Score Factor 3 Score Factor 4 | Code indicating how the credit score was determined. |
| Score Derog. & Inquiry Alert | Code indicating either or both: - Derogatory information found in the consumer file. - Number of inquiries impacted the credit score. |