---
title: "E-Check Processing with USA ePay"
slug: "e-check-processing-with-usa-epay"
updated: 2026-08-10T20:19:54Z
published: 2026-08-10T20:19:54Z
canonical: "help.idibilling.com/e-check-processing-with-usa-epay"
---

> ## Documentation Index
> Fetch the complete documentation index at: https://help.idibilling.com/llms.txt
> Use this file to discover all available pages before exploring further.

# E-Check Processing with USA ePay

> [!NOTE]
> Note
> 
> Call Center locations should only have the E-Check tender type configured.

To process an E-Check transaction:

1. In the Tender window, click **E-Check**.
2. Verify or Enter the amount. This opens the E-Check Verification window.

**(More)**

The E-Check Verification window contains the information required to process a customer's check electronically.

Selecting E-Check as a tender type opens the E-Check Verification window. (Show picture) In addition to the fields for the information, this widow displays a representation of a check with call-outs to help you identify the fields.

**(Show picture)**

![EcheckVerification](https://cdn.us.document360.io/3f7f8ade-bcb1-4ec8-af25-0c0ad8601afb/Images/Documentation/76002.png?sv=2026-02-06&spr=https&st=2026-11-14T10%3A58%3A48Z&se=2026-11-14T11%3A58%3A48Z&sr=c&sp=r&sig=64kxrUfKRDi%2FXfDKnSwt11Hbso6gPbSCqYt1j3pFw3g%3D)

  1. Enter the appropriate information.

**(More)**

**Bank Name/Acct Type**

Name of the bank associated with the ACH (Automated Clearing House) transaction and type of bank account, personal checking or savings, or business checking and savings.

> [!NOTE]
> Note
> 
> For business accounts, FEIN is displayed in place of driver license number and state. FEIN is pre-populated if entered on the account. IF FEIN is blank, it must be entered and the field is disabled on the E-Pay screen. On Quick Sale, the FEIN field is enabled to allow manual entry.

> [!NOTE]
> Note
> 
> Required E-Check Verification Fields must be enabled on the Register Policy screen, and an E-Check tender type configured, for these fields to be displayed.

**ABA Routing Number**

Nine-digit ABA (American Bankers Association) code identifying the financial institution.

**Account/Check Number**

Customer's bank account number and number on the check.

**Contact**

Name associated with the bank account. Select a name from the drop down list or click **Add** to add a new ***Tender Type*** contact.

(for personal accounts)

**Driver License Number**

Identifying number on the customer's driver's license.

(for personal accounts)

**Driver License/State**

State (abbreviated) where the customer's driver's license was issued.
  2. Click **OK**.
3. Click **Finalize**.

If the check is approved, the **Tender Type** (E-Check) and **Tender Amount** are added to the tender window.

If the check is approved, but cannot be converted to an E-Check, the **Tender Type** is changed to "Check" and the **Tender Amount** is added to the tender window.
4. Click **Finalize,** and then **Yes** to complete the sale.