---
title: "Credit Scoring - Experian Business Rules"
slug: "credit-scoring-experian-business-rules"
updated: 2026-06-30T03:17:29Z
published: 2026-07-26T15:39:55Z
canonical: "help.idibilling.com/credit-scoring-experian-business-rules"
---

> ## Documentation Index
> Fetch the complete documentation index at: https://help.idibilling.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Credit Scoring - Experian Business Rules

The object engine service allows you to configure your credit bureau settings for credit scoring.

1. Under **Business Rules > Local Services > ObjectEngine > ServerName_ObjectEngine > Credit Scoring**, double-click **Experian**.

![](https://cdn.us.document360.io/3f7f8ade-bcb1-4ec8-af25-0c0ad8601afb/Images/Documentation/18815.bmp?sv=2026-02-06&spr=https&st=2026-11-14T11%3A25%3A41Z&se=2026-11-14T12%3A25%3A41Z&sr=c&sp=r&sig=%2BHhjhgwDXb%2FYfUqklxBufn04b4QuCKrpPjayjc2CU2k%3D)

The Experian business rules window provides the following information.

| SSP UserName | Enter the SSP username that your company uses to request credit reports. |
| --- | --- |
| SSP Password | Enter the SSP password associated with the SSP User Name. |
| Password Expires | This is the date that the password is due to expire. |
| Subcode | Enter the Subcode as provided to your company by Experian. |
| Preamble | Enter the Preamble as provided to your company by Experian. |
| DB Host | Experian's database host. Select one from the drop-down list. STAR = Experian's test system CIS = Experian's production system |
| Risk Model | Select the Risk Model your company purchased from Experian. |
| Admin User or Group | Enter the user or group name to receive the follow-up notification of a password that is about to expire. |